For the Inventor, By the Inventor

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San Francisco, CA, United States of America

Nextcard, Inc.

USPTO Granted Patents = 11

% Expired Patents = 36.4

Forward Citations = 3,000

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16 inventors (with patents filed for the assignee):

Jeremy R Lent (9 out of 9 patents)

Timothy J Coltrell (9 out of 9 patents)

Eric Reed Meeks (7 out of 9 patents)

4. Mary Lent (6 out of 6 patents)

5. Yinzi Cai (6 out of 6 patents)

6. David W Dowhan (6 out of 6 patents)

7. Munnamgi S Reddi (3 out of 3 patents)

8. Christopher O Tracy (3 out of 3 patents)

9. TaChung Huang (3 out of 3 patents)

10. Dermot Martin Gately (2 out of 4 patents)

11. Scott Lascelles (1 out of 1 patent)

12. Jay Ludlam (1 out of 1 patent)

13. Ricky Chang (1 out of 1 patent)

14. Paul Willard (1 out of 1 patent)

15. Faye Anderson (1 out of 1 patent)

11 patents: Sort by Forward Citations

1. 8010422 - On-line balance transfers (2011-08-30),

2. 7756781 - Method and apparatus for a verifiable on line rejection of an applicant for credit (2010-07-13),

3. 7552080 - Customized credit offer strategy based on terms specified by an applicant (2009-06-23),

4. 7505939 - Method and apparatus for a verifiable on line rejection of an applicant for credit (2009-03-17),

5. 7346576 - Integrating live chat into an online credit card application (2008-03-18),

6. 7143063 - Method and apparatus for a verifiable on line rejection of an applicant for credit (2006-11-28),

7. 6795812 - Implementing a counter offer for an on line credit card application (2004-09-21),

8. 6718313 - Integrating live chat into an online credit card application (2004-04-06),

9. 6567791 - Method and apparatus for a verifiable on line rejection of an application for credit (2003-05-20),

10. 6405181 - Method and apparatus for real time on line credit approval (2002-06-11),

11. 6324524 - Method and apparatus for an account level offer of credit and real time balance transfer (2001-11-27),

Nextcard, Inc. is a financial technology company that provides innovative credit card solutions for individuals and businesses. With a focus on convenience and efficiency, Nextcard offers online applications, instant approval, and flexible rewards programs. The company strives to simplify the credit card experience for its customers through cutting-edge technology and exceptional customer service.

This text is generated by artificial intelligence and may not be accurate.

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USPTO Data Jan 1 1976 - Sep 22 2026

11 Patents

#405 in San Francisco, CA

#6,524 in California

#27,457 in US

#51,637 in the World

San Francisco, CA, United States of America

Nextcard, Inc.

Forward Citations = 3,000

16 inventors:

Jeremy R Lent (9 out of 9 patents)

Timothy J Coltrell (9 out of 9 patents)

Eric Reed Meeks (7 out of 9 patents)

4. Mary Lent (6 out of 6 patents)

5. Yinzi Cai (6 out of 6 patents)

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