For the Inventor, By the Inventor

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San Francisco, CA, United States of America

Nextcard, Inc.

USPTO Granted Patents = 11

% Expired Patents = 36.4

Forward Citations = 3,000

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16 inventors (with patents filed for the assignee):

Jeremy R Lent (9 out of 9 patents)

Timothy J Coltrell (9 out of 9 patents)

Eric Reed Meeks (7 out of 9 patents)

4. Mary Lent (6 out of 6 patents)

5. Yinzi Cai (6 out of 6 patents)

6. David W Dowhan (6 out of 6 patents)

7. Munnamgi S Reddi (3 out of 3 patents)

8. Christopher O Tracy (3 out of 3 patents)

9. TaChung Huang (3 out of 3 patents)

10. Dermot Martin Gately (2 out of 4 patents)

11. Scott Lascelles (1 out of 1 patent)

12. Jay Ludlam (1 out of 1 patent)

13. Ricky Chang (1 out of 1 patent)

14. Paul Willard (1 out of 1 patent)

15. Faye Anderson (1 out of 1 patent)

11 patents: Sort by Forward Citations

1. 8010422 - On-line balance transfers (2011-08-30),

2. 7756781 - Method and apparatus for a verifiable on line rejection of an applicant for credit (2010-07-13),

3. 7552080 - Customized credit offer strategy based on terms specified by an applicant (2009-06-23),

4. 7505939 - Method and apparatus for a verifiable on line rejection of an applicant for credit (2009-03-17),

5. 7346576 - Integrating live chat into an online credit card application (2008-03-18),

6. 7143063 - Method and apparatus for a verifiable on line rejection of an applicant for credit (2006-11-28),

7. 6795812 - Implementing a counter offer for an on line credit card application (2004-09-21),

8. 6718313 - Integrating live chat into an online credit card application (2004-04-06),

9. 6567791 - Method and apparatus for a verifiable on line rejection of an application for credit (2003-05-20),

10. 6405181 - Method and apparatus for real time on line credit approval (2002-06-11),

11. 6324524 - Method and apparatus for an account level offer of credit and real time balance transfer (2001-11-27),

Company Overview

Nextcard, Inc. is a financial technology company based in San Francisco, specializing in innovative digital payment solutions. The organization focuses on developing advanced credit card products and services that enhance consumer experiences and streamline transactions. With a commitment to leveraging technology, Nextcard aims to redefine the landscape of personal finance through user-friendly platforms and secure payment systems, catering to a diverse clientele in the evolving digital economy.

Profile summary synthesized from public USPTO records and patent filings.

Company Badge

USPTO Data Jan 1 1976 - Oct 13 2026

11 Patents

#408 in San Francisco, CA

#6,541 in California

#27,514 in US

#51,761 in the World

San Francisco, CA, United States of America

Nextcard, Inc.

Forward Citations = 3,000

16 inventors:

Jeremy R Lent (9 out of 9 patents)

Timothy J Coltrell (9 out of 9 patents)

Eric Reed Meeks (7 out of 9 patents)

4. Mary Lent (6 out of 6 patents)

5. Yinzi Cai (6 out of 6 patents)

IDiyas Innovation Intelligence. (2026). Company Patent Portfolio: Nextcard, Inc.. Retrieved from https://idiyas.com/company/nextcard

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

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