The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 17, 2009
Filed:
Oct. 05, 2006
Jeremy R. Lent, Corte Madera, CA (US);
Mary Lent, Corte Madera, CA (US);
Eric R. Meeks, San Francisco, CA (US);
Yinzi Cai, Fremont, CA (US);
Timothy J. Coltrell, Danville, CA (US);
David W. Dowhan, Mountain View, CA (US);
Dermot Gately, San Bruno, CA (US);
Jeremy R. Lent, Corte Madera, CA (US);
Mary Lent, Corte Madera, CA (US);
Eric R. Meeks, San Francisco, CA (US);
Yinzi Cai, Fremont, CA (US);
Timothy J. Coltrell, Danville, CA (US);
David W. Dowhan, Mountain View, CA (US);
Dermot Gately, San Bruno, CA (US);
NextCard, Inc., San Francisco, CA (US);
Abstract
A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant.