Location History:
- San Francisco, CA (US) (2004 - 2008)
- Danville, CA (US) (2001 - 2010)
Company Filing History:
Years Active: 2001-2010
Title: The Innovations of Timothy J Coltrell
Introduction
Timothy J Coltrell is a notable inventor based in Danville, CA (US). He has made significant contributions to the field of credit application processing, holding a total of 9 patents. His work focuses on improving the transparency and efficiency of credit evaluations.
Latest Patents
One of his latest patents is titled "Method and apparatus for a verifiable online rejection of an applicant for credit." This innovative system and method disclose a process for presenting a reason for the rejection of a credit application. The method involves obtaining a factor from a credit bureau that influences the FICO score assigned to the application. This factor is then mapped to an internal rejection code, allowing a rejection reason to be provided to the applicant that corresponds to the internal code.
Career Highlights
Timothy J Coltrell has been instrumental in developing technologies that enhance the credit application process. His work at Nextcard, Inc. has positioned him as a key player in the financial technology sector. His inventions aim to create a more user-friendly experience for applicants seeking credit.
Collaborations
Some of his coworkers include Jeremy R Lent and Mary Lent, who have likely contributed to his innovative projects and ideas.
Conclusion
Timothy J Coltrell's contributions to the field of credit application processing demonstrate his commitment to innovation and improvement in financial technologies. His patents reflect a deep understanding of the complexities involved in credit evaluations, making a significant impact in the industry.