Location History:
- San Francisco, CA (US) (2004 - 2008)
- Danville, CA (US) (2001 - 2010)
Company Filing History:
Years Active: 2001-2010
Title: The Innovations of Timothy J Coltrell
Introduction
Timothy J Coltrell is a notable inventor based in Danville, CA (US). He has made significant contributions to the field of credit application processing, holding a total of 9 patents. His work focuses on improving the transparency and efficiency of credit evaluations.
Latest Patents
One of his latest patents is titled "Method and apparatus for a verifiable online rejection of an applicant for credit." This innovative system and method disclose a process for presenting a reason for the rejection of a credit application. The method involves obtaining a factor from a credit bureau that influences the FICO score assigned to the application. This factor is then mapped to an internal rejection code, allowing a rejection reason to be provided to the applicant that corresponds to the internal code.
Career Highlights
Timothy J Coltrell has been instrumental in developing technologies that enhance the credit application process. His work at Nextcard, Inc. has positioned him as a key player in the financial technology sector. His inventions aim to create a more user-friendly experience for applicants seeking credit.
Collaborations
Some of his coworkers include Jeremy R Lent and Mary Lent, who have likely contributed to his innovative projects and ideas.
Conclusion
Timothy J Coltrell's contributions to the field of credit application processing demonstrate his commitment to innovation and improvement in financial technologies. His patents reflect a deep understanding of the complexities involved in credit evaluations, making a significant impact in the industry.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.