Company Filing History:
Years Active: 2001-2010
Title: David W Dowhan: Innovator in Credit Application Technology
Introduction
David W Dowhan is a notable inventor based in Mountain View, CA (US). He has made significant contributions to the field of credit application technology, holding a total of 6 patents. His work focuses on improving the transparency and efficiency of credit application processes.
Latest Patents
One of his latest patents is titled "Method and apparatus for a verifiable online rejection of an applicant for credit." This innovative system and method disclose a way to present a reason for the rejection of a credit application. The method involves obtaining a factor from a credit bureau that influences the FICO score assigned to the application. This factor is then mapped to an internal rejection code, allowing a rejection reason to be provided to the applicant that corresponds to the internal rejection code.
Career Highlights
David W Dowhan is currently employed at Nextcard, Inc., where he continues to develop and refine technologies that enhance the credit application process. His expertise in this area has positioned him as a key player in the industry.
Collaborations
Throughout his career, David has collaborated with notable colleagues, including Jeremy R Lent and Mary Lent. These partnerships have contributed to the advancement of his innovative projects.
Conclusion
David W Dowhan's work in credit application technology exemplifies the impact of innovation in financial services. His patents reflect a commitment to improving the user experience for credit applicants.