Company Filing History:
Years Active: 2001-2010
Title: David W Dowhan: Innovator in Credit Application Technology
Introduction
David W Dowhan is a notable inventor based in Mountain View, CA (US). He has made significant contributions to the field of credit application technology, holding a total of 6 patents. His work focuses on improving the transparency and efficiency of credit application processes.
Latest Patents
One of his latest patents is titled "Method and apparatus for a verifiable online rejection of an applicant for credit." This innovative system and method disclose a way to present a reason for the rejection of a credit application. The method involves obtaining a factor from a credit bureau that influences the FICO score assigned to the application. This factor is then mapped to an internal rejection code, allowing a rejection reason to be provided to the applicant that corresponds to the internal rejection code.
Career Highlights
David W Dowhan is currently employed at Nextcard, Inc., where he continues to develop and refine technologies that enhance the credit application process. His expertise in this area has positioned him as a key player in the industry.
Collaborations
Throughout his career, David has collaborated with notable colleagues, including Jeremy R Lent and Mary Lent. These partnerships have contributed to the advancement of his innovative projects.
Conclusion
David W Dowhan's work in credit application technology exemplifies the impact of innovation in financial services. His patents reflect a commitment to improving the user experience for credit applicants.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.