San Francisco, CA, United States of America

Christopher O Tracy


Average Co-Inventor Count = 5.0

ph-index = 3

Forward Citations = 645(Granted Patents)


Company Filing History:


Years Active: 2004-2008

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3 patents (USPTO):Explore Patents

Title: The Innovative Contributions of Christopher O Tracy

Introduction

Christopher O Tracy is a notable inventor based in San Francisco, CA. He has made significant contributions to the field of online financial applications, holding a total of 3 patents. His work focuses on enhancing user experience in credit card applications through innovative technology.

Latest Patents

One of his latest patents is titled "Integrating live chat into an online credit card application." This patent describes a system and method for providing online chat assistance to applicants. The process involves inserting an application identifier and a chat applet into a web page, which is then sent to the applicant. The chat applet is designed to determine when the applicant could benefit from online chat and subsequently sends a request to a chat server for a connection, including the application identifier with the request.

Another significant patent is "Implementing a counter offer for an online credit card application." This invention outlines a system and method for offering credit to applicants. It involves determining a plurality of offers based on the applicant's information. A displayed offer is shown, while a withheld offer remains hidden until the applicant indicates that the displayed offer is unacceptable, at which point the withheld offer is presented.

Career Highlights

Christopher O Tracy is currently employed at NextCard, Inc., where he continues to innovate in the financial technology sector. His work has been instrumental in improving the efficiency and user-friendliness of online credit card applications.

Collaborations

Throughout his career, Christopher has collaborated with talented individuals such as Jeremy R Lent and Timothy J Coltrell. These partnerships have contributed to the development of his innovative ideas and patents.

Conclusion

Christopher O Tracy's contributions to the field of online credit card applications demonstrate his commitment to innovation and user experience. His patents reflect a deep understanding of technology and its application in finance, making him a valuable asset in the industry.

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