Powell, OH, United States of America

Tom Pugh

This inventor holds 3 USPTO granted patents and 1 published patent application. Top assignees: Comenity LLC, Bread Financial Payments, Inc.. Active years: 2022-2025.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Tom Pugh. Retrieved from https://idiyas.com/inventor/tom-pugh

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 3 

% Patents Active = 100.0

Average Co-Inventor Count = 4.1

ph-index = 1

Forward Citations = 15(Granted Patents)


Company Filing History:


Years Active: 2022-2025

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3 patents (USPTO):Explore Patents

Title: The Innovative Mind of Tom Pugh in Powell, OH

Introduction

Tom Pugh, an accomplished inventor located in Powell, Ohio, has made significant contributions to the world of technology through his innovations. With a focus on improving electronic transactions and risk management systems, Pugh holds two patents that demonstrate his expertise and creative thinking in the field. His role at Comenity LLC showcases his commitment to advancing technological solutions in a professional setting.

Latest Patents

One of Tom Pugh's latest patents is titled **Distributed Risk Rules**. This invention outlines a system and method for implementing distributed risk rules. The approach involves a subsystem receiving a subset of rules from a main rules system. When a disruption in communication to the main rules system occurs, the subsystem relies on the subset of rules to make vital business decisions. Once communication is restored, the subsystem reconciles its decisions with the main system through a data file.

Another significant patent by Pugh is **Validating a Customer in an Electronic Transaction**. This method enhances the process of validating customers in electronic transactions. An electronic interface requests personal information from the customer to facilitate a transaction. After receiving authorization, the interface obtains an encrypted token from a customer device that carries validated identification data. This innovative approach ensures a secure and efficient transaction by using decrypted information from the token.

Career Highlights

Tom Pugh's career has been marked by his dedication to innovation within Comenity LLC. His role involves developing cutting-edge technologies that streamline processes within the business landscape. With a keen eye for identifying technological improvements, Pugh consistently contributes to projects that elevate the customer experience and operational effectiveness.

Collaborations

Throughout his career, Tom has collaborated with notable peers including Christian Billman and Uchenna Chilaka. These collaborations have allowed for the exchange of ideas and have led to the successful development of new technologies that address contemporary challenges in the industry. Working alongside skilled professionals, Pugh has fostered an environment of creativity and shared knowledge.

Conclusion

In conclusion, Tom Pugh stands out as a prominent figure in the world of innovation. With his two significant patents and role at Comenity LLC, he continues to push the boundaries of technology. His dedication to enhancing electronic transactions and risk management systems not only reflects his inventive spirit but also demonstrates the potential for transformative change in the industry.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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