The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 04, 2025

Filed:

Oct. 26, 2017
Applicant:

Bread Financial Payments, Inc., Columbus, OH (US);

Inventors:

Arthur Roca, Columbus, OH (US);

Randall Piatt, Blacklick, OH (US);

Tom Pugh, Powell, OH (US);

Rachit Sood, Columbus, OH (US);

Assignee:

BREAD FINANCIAL PAYMENTS, INC., Columbus, OH (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/08 (2012.01); G06Q 20/10 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/385 (2013.01);
Abstract

A system and method for private label account number protection is described. A method receives, at a retail computing system, a private label credit account number being proffered to make a private label credit purchase. A request for authorization for the purchase is provided from the retail computing system to a private label credit account provider over a dedicated connection between the retail computing system and the private label credit account provider. The retail computing system receives an authorization token from the credit account provider and stores the authorization token in place of the private label credit account number.


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