The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 18, 2022

Filed:

Dec. 20, 2019
Applicant:

Comenity Llc, Columbus, OH (US);

Inventors:

Christian Billman, Gahanna, OH (US);

Uchenna Chilaka, Blacklick, OH (US);

Tom Pugh, Powell, OH (US);

Assignee:

Comenity LLC, Columbus, OH (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06N 5/02 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06N 5/025 (2013.01);
Abstract

A system and method for distributed risk rules is disclosed. The method receives, at a subsystem, a subset of rules from a main rules system. The subsystem then determines that a communication to the main rules system is disrupted. The subsystem utilizes the subset of rules to make at least one business decision. After determining that the communication to the main rules system is operational, the subsystem provides a reconciliation data file including the at least one business decision to the main rules system.


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