Sudhakar Swaminathan

This inventor holds 15 USPTO granted patents and 12 published patent applications, primarily in Secure Transactions. Top assignee: Truist Bank. Active years: 2023-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Sudhakar Swaminathan. Retrieved from https://idiyas.com/inventor/sudhakar-swaminathan-l5ouck74

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank

USPTO Granted Patents = 15 (Patent Applications = 12)

% Patents Active = 80.0

Average Co-Inventor Count = 1.5

ph-index = 1

Forward Citations = 5(Granted Patents)

Location History:

Duluth, GA (US) (2023 - 2024)
Johns Creek, GA (US) (2024)

Company Filing History:

15 out of 527

Truist Bank

patents

Years Active: 2023-2026

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Areas of Expertise:

Location-Based Indicators

Secure Transactions

Token Value Generation

Password-Based Authentication

Contactless Access

Virtual Identification

Drag and Drop Functions

API Access

15 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12732821 - Controlling an interaction using location-based indicators (2026-09-08),

2. 12705372 - Controlling an interaction using online account opening indicators (2026-08-11),

3. 12647781 - Terminal handler for providing remote access to service devices to facilitate secure transactions (2026-06-02),

4. 12561690 - Contactless access to service devices to facilitate secure transactions (2026-02-24),

5. 12561423 - Generating token value for enabling a non-application channel to perform operation (2026-02-24),

6. 12468788 - Enabling a password-based mode of authentication through a non-digital authentication channel (2025-11-11),

7. 12360659 - Drag and drop functions to start the process of applying for financial services (2025-07-15),

8. 12327449 - Virtual identification for granting secure access using two forms of authentication (2025-06-10),

9. 12218929 - Disabling a password-based mode of authentication and enabling a password-less mode of authentication (2025-02-04),

10. 12154180 - Application programming interface for providing common user interface access to data from separate systems (2024-11-26),

11. 12131389 - Application programming interface for providing common user interface access to data from separate systems (2024-10-29),

12. 12014042 - Drag and drop functions to start the process of applying for financial services (2024-06-18),

13. 12002315 - Virtual identification for granting secure access using varying forms of readable access codes (2024-06-04),

14. 11966985 - Application programming interface for providing common user interface access to data from separate systems (2024-04-23),

15. 11687228 - Drag and drop functions to start the process of applying for financial services (2023-06-27),

Title: Sudhakar Swaminathan: Innovator in Financial Services Technology

Introduction

Sudhakar Swaminathan is a prominent inventor based in Duluth, GA, known for his innovative contributions to financial services technology. With a total of nine patents to his name, he has made significant strides in enhancing user experience and security in financial applications.

Latest Patents

One of Sudhakar's latest patents involves a method for drag and drop functions to initiate the application process for financial services. This method utilizes a virtual reality device to display interface objects representing various financial services. It allows users to select and move these objects, ultimately initiating an application for the chosen service. Another notable patent focuses on virtual identification for granting secure access using two forms of authentication. This system enables users to gain physical access to facilities through their mobile devices, utilizing near-field communication technology to authenticate their identity securely.

Career Highlights

Sudhakar currently works at Truist Bank, where he applies his expertise in developing innovative solutions for financial services. His work has been instrumental in advancing the integration of technology in banking, making processes more efficient and user-friendly.

Collaborations

Sudhakar collaborates with talented professionals such as Jason Pedone and Raghavendra P Narasimhan, contributing to a dynamic work environment that fosters innovation and creativity.

Conclusion

Sudhakar Swaminathan's contributions to financial technology through his patents and collaborative efforts at Truist Bank highlight his role as a key innovator in the industry. His work continues to shape the future of financial services, enhancing both security and user experience.

Profile summary based on public USPTO records.

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

12 patents pending: