The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 08, 2026

Filed:

Jun. 09, 2023
Applicant:

Truist Bank, Charlotte, NC (US);

Inventors:

Sudhakar Swaminathan, Duluth, GA (US);

Chad Elley, Smyrna, GA (US);

Assignee:

Truist Bank, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04W 12/63 (2021.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04W 12/63 (2021.01); H04W 12/06 (2013.01);
Abstract

A system can be used to control an interaction using location-based indicators. The system can receive an interaction request associated with a geographical location and that can be initiated by an entity approximately at the geographical location. In response, the system may identify a request restriction of a security profile of the entity by executing an interaction processing service. The system can use the request restriction to identify an authorized geographical location of one or more geographical locations. In response to determining that the geographical location of the interaction request is not consistent with the authorized geographical location based on the request restriction, the system can challenge the interaction of the interaction request. In response to determining that the geographical location of the interaction request is consistent with the authorized geographical location based on the request restriction, the system can initiate the interaction of the interaction request.


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Quick Actions:

Swaminathan, Sudhakar. (2026). Controlling an interaction using location-based indicators (U.S. Patent No. 12732821). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12732821

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