The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 11, 2025

Filed:

Jun. 17, 2022
Applicant:

Truist Bank, Charlotte, NC (US);

Inventors:

Sudhakar Swaminathan, Duluth, GA (US);

Madhusudan Panda, Cary, NC (US);

Assignee:

Truist Bank, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01); H04L 63/18 (2013.01);
Abstract

A system can prevent access to a user account via a password-based mode of authentication The system can receive a request from a non-digital authentication channel to enable the password-based mode of authentication to access the user account. The non-digital authentication channel can include an in-network system at a physical location associated with an entity managing the user account. The request can include an authenticated credential associated with the physical location and a verification associated with a user of the user account. The system can confirm the verification and the authenticated credential received in the request. The system can, in response to confirming the verification and the authenticated credential, change a setting in a database associated with the user account to enable the password-based mode of authentication associated with the user account for providing a user device with password-based access to the user account.


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