The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 02, 2026

Filed:

Aug. 03, 2023
Applicant:

Truist Bank, Charlotte, NC (US);

Inventors:

Sudhakar Swaminathan, Duluth, GA (US);

Muthu Gopalakrishnan, Suwanee, GA (US);

Ryan Loesch, Cumming, GA (US);

Assignee:

Truist Bank, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/06 (2021.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
H04W 12/06 (2013.01); H04W 12/63 (2021.01);
Abstract

A terminal handler of a computing environment can provide remote access to Internet of Things (IoT) service devices positioned in a location associated with a service provider to facilitate secure transactions. The terminal handler can control a particular IoT service device by performing operations. The operations can include receiving a request to perform a function of the particular IoT service device. The request can include authentication credentials for a user account. The operations can include authenticating a user of a mobile device based on the authentication credentials. The operations can include authenticating the mobile device based on a distance between a location of the mobile device and the location associated with the service provider being less than a threshold distance. The operations can include transmitting an application programming interface (API) call to the IoT service device to cause the IoT service device to perform the function.


Find Patent Forward Citations

Quick Actions:

Swaminathan, Sudhakar. (2026). Terminal handler for providing remote access to service devices to facilitate secure transactions (U.S. Patent No. 12647781). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12647781

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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