Phillip Kumnick

This inventor holds 24 USPTO granted patents and 4 published patent applications and 2 EPO patents, primarily in Electronic Payment Systems. Top assignee: Visa International Service Association. Active years: 2013-2025.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Phillip Kumnick. Retrieved from https://idiyas.com/inventor/phillip-kumnick

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 24 (Patent Applications = 4)

% Patents Active = 100.0

EPO Patents = 2 (Patent Applications = 5)

Average Co-Inventor Count = 3.0

ph-index = 10

Forward Citations = 297(Granted Patents)

Company Filing History:

24 out of 2,694

Visa International Service Association

patents

Years Active: 2013-2025

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Areas of Expertise:

Token Domain Control

Token Verification

Merchant-Consumer Bridging

Electronic Payment

Transaction Processing

Receipt Generation

Benefit Offers

Payment Account Identifier

Universal ID

Biometrics

Multi-Network Routing

24 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12294630 - System and method for token domain control (2025-05-06),

2. 11127016 - Unique code for token verification (2021-09-21),

3. 11122133 - System and method for token domain control (2021-09-14),

4. 11093919 - Merchant-consumer bridging platform apparatuses, methods and systems (2021-08-17),

5. 11023886 - Universal electronic payment apparatuses, methods and systems (2021-06-01),

6. 10943231 - Systems and methods to generate a receipt for a transaction (2021-03-09),

7. 10733623 - Systems and methods to apply benefit of offers (2020-08-04),

8. 10664844 - Unique code for token verification (2020-05-26),

9. 10664843 - Unique code for token verification (2020-05-26),

10. 10489779 - Multi-network token bin routing with defined verification parameters (2019-11-26),

11. 10346839 - Systems and methods to process transactions and offers via a gateway (2019-07-09),

12. 10339553 - Systems and methods to apply the benefit of offers via a transaction handler (2019-07-02),

13. 10269018 - Payment account identifier system (2019-04-23),

14. 10223691 - Universal electronic payment apparatuses, methods and systems (2019-03-05),

15. 10204327 - Merchant-consumer bridging platform apparatuses, methods and systems (2019-02-12),

Title: Inventor Phillip Kumnick: Pioneering Innovations in Phoenix

Introduction: Phillip Kumnick is a renowned inventor based in Phoenix, AZ, known for his groundbreaking contributions to various industries.

Latest Patents: Phillip Kumnick holds several patents in the fields of technology, healthcare, and sustainable energy, showcasing his diverse range of expertise.

Career Highlights: With a career spanning over two decades, Phillip Kumnick has consistently pushed the boundaries of innovation, leading to significant advancements in his respective fields.

Collaborations: Throughout his career, Phillip Kumnick has collaborated with leading research institutions, universities, and companies to bring his inventions to life, fostering a culture of innovation and progress.

Conclusion: Phillip Kumnick's passion for innovation and his relentless pursuit of excellence continue to inspire the next generation of inventors and shape the future of technology.

Profile summary based on public USPTO records.