The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 09, 2021

Filed:

Aug. 28, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Joseph Bjorn Ovick, San Francisco, CA (US);

Mark Carlson, Half Moon Bay, CA (US);

Ryan Hagey, Alameda, CA (US);

Margaret Reid, San Mateo, CA (US);

Patrick Stan, Pacificia, CA (US);

Patrick Wright, Mountain View, CA (US);

Krishna Prasad Koganti, Cupertino, CA (US);

Glenn Powell, Fremont, CA (US);

Phillip Lyle Kumnick, Phoenix, AZ (US);

Nancy L. Kim, San Francisco, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/045 (2013.01); G06Q 20/047 (2020.05);
Abstract

A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal.


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