The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 06, 2025
Filed:
Aug. 10, 2021
Applicant:
Visa International Service Association, San Francisco, CA (US);
Inventor:
Phillip Kumnick, Phoenix, AZ (US);
Assignee:
Visa International Service Association, San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 67/53 (2021.12); G06Q 20/38 (2011.12); G06Q 20/40 (2011.12); H04L 9/40 (2021.12); H04L 67/02 (2021.12); H04L 67/10 (2021.12);
U.S. Cl.
CPC ...
H04L 67/53 (2022.04); G06Q 20/385 (2012.12); G06Q 20/4016 (2012.12); H04L 63/083 (2012.12); H04L 67/02 (2012.12); H04L 67/10 (2012.12);
Abstract
A method for providing a token code in conjunction with a value token is disclosed. The token code serves as a shared secret for authenticating the use of the value token. Multiple token holders can possess the same value token, but each token holder may have a different token code for use with the value token.