The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 01, 2021
Filed:
Feb. 12, 2019
Visa International Service Association, San Francisco, CA (US);
Edward Katzin, San Francisco, CA (US);
Julian Hua, San Francisco, CA (US);
Gregory Kenneth Storey, Lilli Pilli, AU;
Michael Mori, San Mateo, CA (US);
Abhinav Shrivastava, Redmond, WA (US);
Amit Bhargava, San Jose, CA (US);
Andrew Beck, San Francisco, CA (US);
Ayman Hammad, Pleasanton, CA (US);
Ben Pfisterer, Northcote, AU;
Diane Salmon, Lafayette, CA (US);
Igor Karpenko, Sunnyvale, CA (US);
Jennifer Schulz, Pacific Palisades, CA (US);
Miroslav Gavrilov, Santa Clara, CA (US);
Peter Ciurea, Orinda, CA (US);
Patrick Faith, Pleasanton, CA (US);
Phillip Kumnick, Phoenix, AZ (US);
Saurav Chatterjee, Foster City, CA (US);
Sebastian Badea, Sunnyvale, CA (US);
Shaw Li, San Francisco, CA (US);
Shipra Jha, Fremont, CA (US);
Stacy Pourfallah, San Ramon, CA (US);
Susan French, Foster City, CA (US);
Tenni Theurer, San Jose, CA (US);
Theodore Harris, San Francisco, CA (US);
Thomas Purves, San Francisco, CA (US);
Vanita Pandey, Foster City, CA (US);
Victoria Graham, Centennial, CO (US);
Prakash Hariramani, San Francisco, CA (US);
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Abstract
The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS ('UEP') transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.