Peter Ciurea

Title: **Innovative Mind: The Contributions of Peter Ciurea**

Introduction

Peter Ciurea, an accomplished inventor based in Orinda, California, has made significant contributions to the field of electronic payment systems. With a remarkable portfolio of 11 patents to his name, Ciurea's innovations continue to shape how transactions are conducted in the digital age.

Latest Patents

Among Ciurea's latest inventions is the patent for Universal Electronic Payment Apparatuses, Methods, and Systems. This groundbreaking technology transforms touchscreen inputs into a mobile application interface designed for a virtual wallet. The Universal Electronic Payment (UEP) system effectively generates purchase transaction requests using information from multiple merchants, facilitating smoother payment processing while ensuring that users receive electronic receipts.

Additionally, Ciurea holds a patent for systems and methods that enhance privacy protection during transaction activities. This innovation involves a computing apparatus that allows users to create personalized privacy policies linked to their account information. By offering a privacy control panel and a data warehouse for storing privacy policies, this technology provides a privacy indicator for transactions, ensuring users can manage their information securely.

Career Highlights

Peter Ciurea's career spans influential positions at notable companies, including Visa International Service Association and Visa U.S.A. Inc. His extensive experience in the financial technology sector has equipped him with unique insights into the evolving landscape of electronic transactions, paving the way for his innovative inventions.

Collaborations

Throughout his career, Ciurea has collaborated with esteemed colleagues such as Diane C. Salmon and Edward Winfield Fordyce, III. These partnerships have fostered a collaborative environment where innovative ideas can thrive, contributing to the successful development of his groundbreaking technologies.

Conclusion

In conclusion, Peter Ciurea's contributions to the realm of electronic payment systems are undeniably transformative. With a commitment to innovation and a keen understanding of user needs, Ciurea continues to push the boundaries of financial technology through his patents, greatly enhancing the way transactions are conducted in the modern marketplace.