The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 26, 2018

Filed:

Jan. 23, 2012
Applicants:

Shantnu Singh, Singapore, SG;

Michael Dreyer, Danville, CA (US);

Peter Ciurea, Martinez, CA (US);

James Alan Vonderheide, La Canada, CA (US);

Edward W. Fordyce, Iii, Sedalia, CO (US);

Inventors:

Shantnu Singh, Singapore, SG;

Michael Dreyer, Danville, CA (US);

Peter Ciurea, Martinez, CA (US);

James Alan VonDerheide, La Canada, CA (US);

Edward W. Fordyce, III, Sedalia, CO (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 20/40 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 30/02 (2013.01); G06Q 30/0226 (2013.01); G06Q 30/0233 (2013.01);
Abstract

A communications system for financial transactions, such as payment transactions made via credit accounts, debit accounts, prepaid accounts, bank accounts, stored value accounts and the like, is enhanced and/or used to support reward transactions. Thus, the reward communications can be processed as transactions over the communications system in a way similar to and/or together with credit/debit transactions.


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