This inventor holds 24 USPTO granted patents and 24 published patent applications, plus 1 CIPO patent. Top assignees: Visa U.s.a. Inc., Visa International Service Association, Other. Active years: 2012-2021.
Company Filing History:
17 out of 477 
6 out of 2,682 
1 out of 834,411 Years Active: 2012-2021
Title: Michelle Eng Winters: Innovator and Patent Holder from Belmont, CA
Introduction
Michelle Eng Winters is a prolific inventor based in Belmont, California, holding an impressive total of 24 patents. Her innovative work primarily focuses on enhancing transaction data for better user experiences. She has significantly contributed to the technological field through her inventive systems and methods that intertwine search data with transactional analytics.
Latest Patents
Among her latest patents is "Systems and methods to enhance search data with transaction based data." This invention provides a system and method for improving search data using a search engine in conjunction with a transaction handler. It processes in-person and online transactions initiated by users, correlating search histories with transaction data to generate comprehensive user profiles based on this data correlation.
Another noteworthy patent is for "Systems and methods to provide intelligent analytics to cardholders and merchants." This invention outlines a computing apparatus featuring a transaction handler, a data warehouse for transaction data storage, and an analytics engine. It analyzes user spending activities across multiple accounts to provide insightful spending activity information in response to user inputs.
Career Highlights
Michelle has made significant strides in her career, serving key roles at prominent financial service companies such as Visa U.S.A. Inc. and Visa International Service Association. Her professional journey reflects a commitment to innovation and excellence in the field of financial technology.
Collaborations
Throughout her career, Michelle has collaborated with talented professionals, including Leigh Amaro and Edward Winfield Fordyce, III. These collaborations have further fueled her innovative capabilities, allowing her to leverage diverse expertise in her projects and inventions.
Conclusion
Michelle Eng Winters continues to push the boundaries of technology and innovation with her rich portfolio of patents and career achievements. Her work not only exemplifies the spirit of invention but also holds promise for revolutionizing how transaction data and search results can be integrated to enhance user experiences and analytics in the financial sector.