Michal Bliman

Title: Michal Bliman: Innovator in Transponder-Reader Payment Systems

Introduction

Michal Bliman, an accomplished inventor based in Matawan, NJ, holds an impressive portfolio of 11 patents. His work focuses primarily on enhancing the efficiency and security of transaction systems through innovative technologies, particularly in the realm of transponder-reader interactions.

Latest Patents

Among Michal's latest innovations is a patent for a transponder-reader payment system. This system features a fob that incorporates a transponder and an RFID reader designed to interrogate the transponder. The implementation involves a personalization mechanism that embeds identifying information and security keys onto the fob and RFID reader. This facilitates mutual authentication during transactions. Exemplarily, the fob engages with the RFID reader for authentication, ensuring secure transactions.

Another notable patent details a reload protocol at a transaction processing entity. This setup involves the fob and RFID reader executing a transaction request, which triggers a value retrieval process from a related transaction data file. The issuer system manages transaction data by depleting and replenishing the data file as dictated by user-defined protocols, ensuring seamless transaction handling while maintaining security and efficacy.

Career Highlights

Throughout his career, Michal has held positions at significant organizations, contributing his expertise to projects that intersect with payment system innovations. He has worked with American Express Travel Related Services Company, Inc., and Xatra Fund Mx, LLC, where he honed his skills in financial technologies and contributed to advancements in transactional systems.

Collaborations

In his professional journey, Michal has had the opportunity to collaborate with prominent colleagues including David S. Bonalle and Peter D. Saunders. These partnerships have fostered a collaborative environment that has driven innovation and the development of secure payment solutions.

Conclusion

With 11 patents to his name, Michal Bliman continues to be a key player in the field of transponder-reader technology, particularly in secure transaction systems. His contributions are shaping the future of payment processing, offering consumers and businesses alike more efficient and secure methods of conducting transactions.