The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 15, 2011
Filed:
Jan. 10, 2003
Michael J. Berardi, Ft. Lauderdale, FL (US);
Michal Bliman, Matawan, NJ (US);
David S. Bonalle, New Rochelle, NY (US);
Jennifer Anne Elwood, New York, NY (US);
Matthew C. Hood, Wayne, PA (US);
Susan E. Isenberg, New York, NY (US);
Alexandra Mayers, Brooklyn, NY (US);
Trevor J. Perry, West Jordan, UT (US);
Peter D. Saunders, Salt Lake City, UT (US);
Kathryn D. Scheding, New York, NY (US);
Sejal Ajit Shah, New York, NY (US);
Kristin L. Vonwald, South Jordan, UT (US);
John R. Williamson, Jersey City, NJ (US);
Michael J. Berardi, Ft. Lauderdale, FL (US);
Michal Bliman, Matawan, NJ (US);
David S. Bonalle, New Rochelle, NY (US);
Jennifer Anne Elwood, New York, NY (US);
Matthew C. Hood, Wayne, PA (US);
Susan E. Isenberg, New York, NY (US);
Alexandra Mayers, Brooklyn, NY (US);
Trevor J. Perry, West Jordan, UT (US);
Peter D. Saunders, Salt Lake City, UT (US);
Kathryn D. Scheding, New York, NY (US);
Sejal Ajit Shah, New York, NY (US);
Kristin L. VonWald, South Jordan, UT (US);
John R. Williamson, Jersey City, NJ (US);
Xatra Fund MX, LLC, Wilmington, DE (US);
Abstract
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other.