The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 27, 2016
Filed:
Dec. 13, 2002
Michael J. Berardi, Lauderhill, FL (US);
Michal Bliman, Matawan, NJ (US);
David Bonalle, New Rochelle, NY (US);
Jennifer Anne Elwood, New York, NY (US);
Matthew C. Hood, Wayne, PA (US);
Susan E. Isenberg, New York, NY (US);
Alexandra Mayers, Brooklyn, NY (US);
Trevor J. Perry, West Jordan, UT (US);
Peter D. Saunders, Salt Lake City, UT (US);
Kathryn D. Scheding, New York, NY (US);
Sejal Ajit Shah, New York, NY (US);
Kristin L. Vonwald, South Jordan, UT (US);
John R. Williamson, Jersey City, NJ (US);
Michael J. Berardi, Lauderhill, FL (US);
Michal Bliman, Matawan, NJ (US);
David Bonalle, New Rochelle, NY (US);
Jennifer Anne Elwood, New York, NY (US);
Matthew C. Hood, Wayne, PA (US);
Susan E. Isenberg, New York, NY (US);
Alexandra Mayers, Brooklyn, NY (US);
Trevor J. Perry, West Jordan, UT (US);
Peter D. Saunders, Salt Lake City, UT (US);
Kathryn D. Scheding, New York, NY (US);
Sejal Ajit Shah, New York, NY (US);
Kristin L. VonWald, South Jordan, UT (US);
John R. Williamson, Jersey City, NJ (US);
CHARTOLEAUX KG LIMITED LIABILITY COMPANY, Wilmington, DE (US);
Abstract
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provided to a fob issuer system which retrieves a value for satisfying the transaction request from a fob associated transaction data file. The issuer system may deplete the transaction data file in accordance with the transaction request and replenish the data file in accordance with fob user or fob issuer defined reload protocol.