The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 28, 2014
Filed:
May. 03, 2007
Michael J. Berardi, Lauderhill, FL (US);
Michal Bliman, Matawan, NJ (US);
David S. Bonalle, New Rochelle, NY (US);
Jennifer Anne Elwood, New York, NY (US);
Matthew C. Hood, Wayne, PA (US);
Susan E. Isenberg, New York, NY (US);
Alexandra Mayers, Brooklyn, NY (US);
Peter D. Saunders, Salt Lake City, UT (US);
Kathryn D. Scheding, New York, NY (US);
Sejal Ajit Shah, New York, NY (US);
John R. Williamson, Jersey City, NJ (US);
Michael J. Berardi, Lauderhill, FL (US);
Michal Bliman, Matawan, NJ (US);
David S. Bonalle, New Rochelle, NY (US);
Jennifer Anne Elwood, New York, NY (US);
Matthew C. Hood, Wayne, PA (US);
Susan E. Isenberg, New York, NY (US);
Alexandra Mayers, Brooklyn, NY (US);
Peter D. Saunders, Salt Lake City, UT (US);
Kathryn D. Scheding, New York, NY (US);
Sejal Ajit Shah, New York, NY (US);
John R. Williamson, Jersey City, NJ (US);
Xatra Fund MX, LLC, Wilmington, DE (US);
Abstract
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may be used during mutual authentication of the fob and the reader and for completing a transaction. In exemplary operation, the fob and RFID reader may be personalized, the fob may be presented to the RFID reader for interrogation, the fob and reader may engage in mutual authentication, and fob identifying information may be provided to the reader for transaction completion. In another exemplary embodiment, operation of the transponder-reader payment system may be controlled by an activation circuit. Further, the fob may be responsive to multiple interrogation signals.