Gregory W Harvey

Title: Innovations by Gregory W. Harvey

Introduction

Gregory W. Harvey is an accomplished inventor based in Marion, IA (US). He has made significant contributions to the field of digital payments, holding a total of 5 patents. His innovative ideas focus on enhancing payment systems and improving merchant-consumer interactions.

Latest Patents

One of his latest patents is for a COIN-operated digital payments hub. This system and method describe a COIN-based payment event data management system that provides a consolidated source of accounting for all parties involved in a transaction. The COIN server can interface with buyers, sellers, requestors, debtors, and other parties, facilitating communication through various APIs. The functionality includes analyzing payment and transaction behavior.

Another notable patent is a system for managing merchant-consumer interactions. This system combines a payment mechanism with an offer to consumers. It features a virtual payment account number generation engine that creates virtual payment account numbers for transactions. Additionally, it includes an offer generation engine that sets rules for offers, creates funds for those offers, and determines individual consumer eligibility. The offer is processed as part of the payment transaction using the virtual payment account number.

Career Highlights

Gregory W. Harvey is currently associated with Modopayments, LLC, where he continues to develop innovative payment solutions. His work has significantly impacted the way transactions are managed and processed in the digital age.

Collaborations

Some of his notable coworkers include Aaron Wilkinson and Bruce Parker, who contribute to the innovative environment at Modopayments, LLC.

Conclusion

Gregory W. Harvey's contributions to the field of digital payments through his patents demonstrate his commitment to innovation and improving transaction processes. His work continues to influence the industry and pave the way for future advancements.