The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 12, 2021

Filed:

Dec. 21, 2016
Applicant:

Modopayments, Llc, Richardson, TX (US);

Inventors:

Aaron Wilkinson, Albany, OR (US);

Gregory W. Harvey, McKinney, TX (US);

Bruce Parker, Richardson, TX (US);

Michael Menefee, Richardson, TX (US);

Assignee:

ModoPayments, LLC, Richardson, TX (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); H04W 8/00 (2009.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 30/02 (2012.01); H04W 4/02 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/3221 (2013.01); G06Q 20/102 (2013.01); G06Q 20/202 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/351 (2013.01); G06Q 20/40 (2013.01); G06Q 30/0207 (2013.01); H04W 4/02 (2013.01); H04W 8/005 (2013.01);
Abstract

Systems and methods are described for incorporating electronic benefit transfer (EBT) systems into a secure, mobile, and electronic payment processing system. Existing EBT systems capture data regarding a purchase. This record keeping functionality can be harnessed to provide retailers and marketers with data regarding marketing efforts, coupon use, and more. A mobile device can be used to interact with a presence detection system. Coupons or payment information can be received at a mobile device, and payments can be carried out between a mobile device and a points of sale (POS).


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