The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 10, 2014
Filed:
Oct. 26, 2011
Gregory W. Harvey, Marion, IA (US);
Samuel N. Brown, Dallas, TX (US);
David S. Sink, Dallas, TX (US);
Aaron Wilkinson, Plano, TX (US);
Michael Menefee, Richardson, TX (US);
Mark S. Saum, Plano, TX (US);
Colm Bergin, Dallas, TX (US);
Bruce Parker, Richardson, TX (US);
Ralf Erich Schulz, San Francisco, CA (US);
Jon Buell, Dallas, TX (US);
Jason Fisher, Plano, TX (US);
Gregory W. Harvey, Marion, IA (US);
Samuel N. Brown, Dallas, TX (US);
David S. Sink, Dallas, TX (US);
Aaron Wilkinson, Plano, TX (US);
Michael Menefee, Richardson, TX (US);
Mark S. Saum, Plano, TX (US);
Colm Bergin, Dallas, TX (US);
Bruce Parker, Richardson, TX (US);
Ralf Erich Schulz, San Francisco, CA (US);
Jon Buell, Dallas, TX (US);
Jason Fisher, Plano, TX (US);
ModoPayments, LLC, Richardson, TX (US);
Abstract
A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number generation service also operable to take a portion of the virtual payment account number and send it as a checkout code to a consumer using the consumer's mobile device, and an offer generation engine used to set rules for an offer to be sent to consumers, create a fund for the offer, and determine individual consumer's eligibility for the offer. The offer is associated with the checkout code such that the offer is processed as part of the payment during the payment transaction using the virtual payment account number.