The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 29, 2026
Filed:
Oct. 14, 2024
Modopayments, Llc, Plano, TX (US);
Bruce Parker, Richardson, TX (US);
Aaron Wilkinson, Albany, OR (US);
Bion J. Oren, Richardson, TX (US);
Gregory W. Harvey, McKinney, TX (US);
Matthew R. Leavenworth, Mountain View, CA (US);
ModoPayments, LLC, Plano, TX (US);
Abstract
A system and method are described for a COIN-based payment event data management system. The COIN can provide a consolidated source of accounting for all parties to a transaction by providing for multi-directional translation, resolution, accounting and other functions. A COIN-based hub system can interface with buyers and sellers, requestors and debtors, and other parties. The hub system can communicate with different API's of various parties. Functionality can include means of analyzing payment and transaction behavior. Connectors of the hub system may translate data about a payment event to formatting and native semantics of external systems of record from common transaction semantics and formatting of the hub system, and translate at least of portion of responses from the external systems of record. Further, the connectors may securely communicate the event data to the external systems of record using the formatting and native semantics of the external systems of record.