Bruce John Rutherford

USPTO Granted Patents = 13 (Patent Applications = 2)

CIPO Patents = 1 (Patent Applications = 1)

EPO Patents = 4 (Patent Applications = 4)

Average Co-Inventor Count = 3.8

ph-index = 7

Forward Citations = 265(Granted Patents)

Company Filing History:

13 out of 2,323

Mastercard International Incorporated

patents

3 out of 2,516

Visa International Service Association

patents

where one patent can have more than one assignee

Years Active: 2005-2025

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13 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12205110 - Network token system (2025-01-21),

2. 11868984 - Method and system for contactless transmission using off-the-shelf devices (2024-01-09),

3. 11748741 - Payment card storing tokenized information (2023-09-05),

4. 11710119 - Network token system (2023-07-25),

5. 11392925 - Method and system for contactless transmissions using off-the-shelf devices (2022-07-19),

6. 11244296 - Method and system for authentication via a trusted execution environment (2022-02-08),

7. 10891610 - Network token system (2021-01-12),

8. 9514458 - Customer authentication in E-commerce transactions (2016-12-06),

9. 8317090 - Methods and systems for performing a financial transaction (2012-11-27),

10. 7983987 - System and method for conducting secure payment transaction (2011-07-19),

11. 7801825 - Systems and methods for conducting secure payment transactions using a formatted data structure (2010-09-21),

12. 7058611 - Method and system for conducting secure electronic commerce transactions with authorization request data loop-back (2006-06-06),

13. 6915279 - System and method for conducting secure payment transactions (2005-07-05),

Title: Bruce John Rutherford: Innovator in Payment Technologies

Introduction

Bruce John Rutherford is a prominent inventor based in Stamford, CT (US), known for his significant contributions to payment technologies. With a total of 13 patents to his name, Rutherford has made a notable impact in the field of secure payment systems.

Latest Patents

Among his latest innovations is the "Network Token System," which focuses on methods and systems for providing a token assurance level alongside a token. This invention ensures that the token replaces a legitimate Primary Account Number (PAN) used by a token requestor through various Identification and Verification (ID&V) methods. The token assurance level is crucial for issuers to understand the level of assurance associated with a token before authorizing payment transactions. Another significant patent is the "Method and System for Contactless Transmission Using Off-the-Shelf Devices." This method secures the receipt and usage of payment credentials through a commercial-off-the-shelf (COTS) device, establishing a secure communication channel with a back-end system and ensuring the safe exchange of payment credentials.

Career Highlights

Rutherford has worked with notable companies in the financial sector, including Mastercard International Incorporated and Visa International Service Association. His experience in these organizations has contributed to his expertise in developing innovative payment solutions.

Collaborations

Throughout his career, Rutherford has collaborated with esteemed professionals such as Stephen Orfei and Arthur D. Kranzley, further enhancing his contributions to the industry.

Conclusion

Bruce John Rutherford's work in payment technologies exemplifies innovation and dedication to enhancing secure payment systems. His patents reflect a commitment to improving transaction security and efficiency in the financial sector.

This text is generated by artificial intelligence and may not be accurate.