The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 05, 2005
Filed:
Mar. 11, 2002
Edward Hogan, Larchmont, NY (US);
Carl Campbell, Newtown Square, PA (US);
Arthur Kranzley, Pound Ridge, NY (US);
Bruce Rutherford, Stamford, CT (US);
Stephen Orfei, Katonah, NY (US);
Edward Hogan, Larchmont, NY (US);
Carl Campbell, Newtown Square, PA (US);
Arthur Kranzley, Pound Ridge, NY (US);
Bruce Rutherford, Stamford, CT (US);
Stephen Orfei, Katonah, NY (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
In a secure electronic payment system, authentication data is sent from a payment account issuer to user software operated by a purchaser. The user software sends the authentication data to a merchant using hidden fields on the Web page of the merchant. The merchant generates an authorization request message based upon the authentication data. The authorization request message is sent to a payment organization either directly from the merchant or via the merchant's acquirer. The payment organization forwards the authorization request message to a payment account issuer which verifies the authorization request message, thereby generating an authorization response message which is sent to the payment organization. The payment organization forwards the authorization response message to the merchant, either directly or via the acquirer.