The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 19, 2011
Filed:
Jan. 30, 2003
Arthur D. Kranzley, Pound Ridge, NY (US);
Stephen W. Orfei, Katonah, NY (US);
Bruce J. Rutherford, Stamford, CT (US);
Arthur D. Kranzley, Pound Ridge, NY (US);
Stephen W. Orfei, Katonah, NY (US);
Bruce J. Rutherford, Stamford, CT (US);
MasterCard International Incorporated, Purchase, NY (US);
Abstract
In a secure electronic payment system, authentication data based on a payment account (e.g., a credit card account) is sent from an authentication server, through a user's Web browser, to a merchant's computer. The merchant's computer sends the authentication data to a computer operated by the issuer of the payment account, either through a payment organization computer or through an acquirer computer operated by the merchant's acquirer. The issuer's computer verifies the authorization request message, thereby generating an authorization response message. The authorization response message is forwarded to the merchant's computer, either through the payment organization computer or through the acquirer computer. If the authorization response message indicates that the verification was successful, the transaction is completed.