The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 06, 2006
Filed:
Jul. 10, 2001
Arthur D. Kranzley, Pound Ridge, NY (US);
Stephen W. Orfei, Katonah, NY (US);
Bruce J. Rutherford, Stamford, CT (US);
John Wankmueller, New Hyde Park, NY (US);
Arthur D. Kranzley, Pound Ridge, NY (US);
Stephen W. Orfei, Katonah, NY (US);
Bruce J. Rutherford, Stamford, CT (US);
John Wankmueller, New Hyde Park, NY (US);
MasterCard International Incorporated, Purchase, NY (US);
Abstract
In accordance with the present invention, when an appropriate transaction message is received by a payment gateway, instead of requesting an authorization of the transaction through the payment network, the payment gateway instead sends an authorization response back to the message originator. The payment gateway may perform authentication functions and send transaction data back to the message originator. In this way, the payment gateway may be used for authentication functions while the message originator may use its existing payment system protocols to conduct authorization functions.