This inventor holds 3 USPTO granted patents and 1 published patent application. Top assignee: Visa International Service Association. Active years: 2022-2025.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Location History:
- San Carlos, CA (US) (2022)
- Foster City, CA (US) (2023)
Company Filing History:
Years Active: 2022-2025
Title: **Innovator Spotlight: Xiaodong Jiang**
Introduction
Xiaodong Jiang is an accomplished inventor based in San Carlos, California. With two significant patents under his name, he is making notable contributions to the field of payment systems and technology. His innovative approach offers new solutions in the realm of financial transactions, specifically concerning installment payment options.
Latest Patents
Xiaodong Jiang’s latest patents demonstrate his focus on enhancing user interaction with installment payment systems. The first patent, titled "Installments system and method," outlines a process in which a network computer receives a request message that includes interaction data related to a user's account. The innovation analyzes this data to determine if the interaction is eligible for an installment plan, thereby facilitating user acceptance and plan initiation.
The second patent is titled "Method, system, and computer program product for providing installment payment options for a payment transaction." This method provides customers with various installment payment options during financial transactions. The system effectively communicates with customer devices, processes authorization requests, and orchestrates interactions between merchants and lenders to ensure a seamless payment experience.
Career Highlights
Xiaodong Jiang is currently employed at Visa International Service Association, where he applies his innovative mindset to develop advanced payment solutions. His work primarily focuses on creating more flexible financial options that cater to consumer needs, thereby transforming the landscape of payment processing.
Collaborations
Throughout his career, Xiaodong has collaborated with notable colleagues, including Eduardo Andre Vaena and Yuexi Chen. Together, they contribute to the innovative projects at Visa, combining their expertise to enhance the company's suite of financial services.
Conclusion
Xiaodong Jiang's contributions to the field of payment technology through his patents have the potential to improve user experiences for financial transactions. His work at Visa International Service Association not only showcases his talent as an inventor but also emphasizes the importance of innovation in the ever-evolving financial industry.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile