The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 23, 2025
Filed:
Jan. 14, 2022
Visa International Service Association, San Francisco, CA (US);
Yuexi Chen, Foster City, CA (US);
Eduardo Andre Vaena, Danville, CA (US);
Xiaodong Jiang, San Carlos, CA (US);
Sarthak Basak, Singapore, SG;
Mathieu André Guy Altwegg, Singapore, SG;
Hamish Geoffrey Moline, Singapore, SG;
Madhur Singhal, Singapore, SG;
Liza Maree Agresta, Baulkham Hills, AU;
Geir Forde, Manly, AU;
Visa International Service Association, San Francisco, CA (US);
Abstract
Provided is a method for providing installment payment options for a payment transaction. The method may include communicating, to a customer device, installment payment data associated with a plurality of installment payment options. A first authorization request for a payment transaction with a customer may be received from a merchant system. The first authorization request may include at least one field including first installment payment data associated with a first installment payment option. A first lender system associated with the first installment payment option may be determined. A second authorization request, which may include the first installment payment data, may be communicated to the first lender system. An authorization response may be received from the first lender system indicating approval of the first installment payment option for the payment transaction. The authorization response may be communicated to the merchant system. A system and computer program product are also disclosed.