The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 27, 2023
Filed:
Nov. 13, 2019
Visa International Service Association, San Francisco, CA (US);
Sheryl Pinto, San Francisco, CA (US);
Muhammad Khan, San Mateo, CA (US);
Xiaodong Jiang, Foster City, CA (US);
Dogan Duransoy, Piedmont, CA (US);
Anuja Seton, San Francisco, CA (US);
Wayne Boland, Aurora, CO (US);
Chris Truelson, Highlands Ranch, CO (US);
Eduardo Vaena, Danville, CA (US);
Shashi Velur, Austin, TX (US);
Mohammad Al-Bedaiwi, Round Rock, TX (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
A method includes receiving, by a network computer, a request message including interaction data for an interaction with a user. The interaction data includes an account identifier for an account of the user. The network computer determines that the interaction is eligible for an installment plan by analyzing the interaction data. Based on determining that the interaction is eligible for the installment plan, the network computer transmits data identifying the installment plan. The network computer receives acceptance of the installment plan by the user. Responsive to confirming the acceptance, the network computer initiates the installment plan.