Sandeep Tharoor

Title: Sandeep Tharoor: Innovator in Payment Processing Technologies

Introduction

Sandeep Tharoor is a notable inventor based in Anjumoorthy, India. He has made significant contributions to the field of payment processing technologies. With a total of 5 patents to his name, Tharoor is recognized for his innovative approaches to transaction processing.

Latest Patents

Tharoor's latest patents include a system, method, and computer program product for processing a transaction as a push payment transaction. This invention describes a method that involves receiving a transaction request from a merchant system and generating an authentication request based on transaction data. The process includes communicating with an issuer system to authenticate the request and generating a push payment request upon successful authentication.

Another significant patent is related to mobile-OTP based authorization of transactions. This invention outlines methods and systems for authenticating and authorizing mobile-One Time Password (m-OTP) based transactions. The cardholder can generate the m-OTP through an issuer mobile application and use it to complete transactions securely.

Career Highlights

Sandeep Tharoor is currently employed at Visa International Service Association, where he continues to develop innovative payment solutions. His work focuses on enhancing the security and efficiency of transaction processing systems.

Collaborations

Tharoor collaborates with Malayamkumarath Sreedharan Manikandan, contributing to advancements in payment technologies.

Conclusion

Sandeep Tharoor's contributions to payment processing technologies highlight his role as an influential inventor in the field. His innovative patents reflect a commitment to improving transaction security and efficiency.