The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 18, 2023

Filed:

Jan. 24, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Sandeep Tharoor, Anjumoorthy, IN;

Malayamkumarath Sreedharan Manikandan, Cox Town, IN;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); H04L 9/40 (2022.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/20 (2013.01); G06Q 20/4014 (2013.01); G06Q 40/02 (2013.01); H04L 63/0884 (2013.01); H04L 63/123 (2013.01); H04W 12/06 (2013.01); G06Q 20/204 (2013.01);
Abstract

Described are a system, method, and computer program product for processing a transaction as a push payment transaction. The method may include receiving, with a payment gateway processor, a transaction request from a merchant system. The transaction request may include transaction data associated with a payment device of a user, the payment device being associated with an issuer system. The method may also include generating, with the payment gateway processor, an authentication request based on the transaction data. The method may further include communicating, with the payment gateway processor, the authentication request to the issuer system. The method may further include, in response to the issuer system authenticating the authentication request, generating a push payment request including an account identifier associated with the merchant system, and communicating the push payment request to the issuer system.


Find Patent Forward Citations

Tharoor, Sandeep. (2023). System, method, and computer program product for processing a transaction as a push payment transaction (U.S. Patent No. 11631070). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11631070

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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