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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12762557 B1

PDFFull Text
Date of Patent:
Oct. 13, 2026

Filed:

Jan. 24, 2023

Method, system, and computer program product for authenticating digital transactions

Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Rajagopal Prabhakar, Mumbai, IN;

Pramod Mulani, Mumbai, IN;

Hemanth Kumar Manoharan, Bengaluru, IN;

Bama Ramasubbu, Bangalore, IN;

Anandan Ethirkottai Sundararajan, Bangalore, IN;

Satish Kumar Patruni, Bengaluru, IN;

Punniyakotti Sabapathy, Cheyyar, IN;

Sandeep Tharoor, Anjumoorthy, IN;

Khushboo Agrawal, Bangalore, IN;

Premvir Singh, Greater Noida West, IN;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:

The Webb Law Firm

Primary Examiner:

Raven E Yono

Int. Cl.
CPC ...
G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01);
Abstract

Methods for authenticating digital transactions include receiving a device registration request, a device attestation response including a first token, and a selection of an authentication mode from a device. In response to receiving the device registration request and determining that the selected authentication mode is a static personal identification number (PIN) authentication mode, a device registration response is provided to the device. A first payment transaction request and an enrolment request to authenticate a second payment transaction request using the static PIN authentication mode are subsequently received from the device. The device is communicated with to receive the static PIN from the device. The device is enrolled based on the static PIN. Systems and computer program products are also provided.

Find Patent Forward Citations

Prabhakar, Rajagopal. (2026). Method, system, and computer program product for authenticating digital transactions (U.S. Patent No. 12762557). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12762557

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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