Company Filing History:
12 out of 6,006 
1 out of 71 
Years Active: 2015-2025
Title: The Innovative Mind of Richard Andrew Starbuck
Introduction
Richard Andrew Starbuck, an accomplished inventor based in Walnut Creek, California, has made significant contributions to the field of financial technology with a portfolio of 12 patents. His innovative work primarily focuses on enhancing customer finance and money management platforms, marking him as a notable figure in the realm of modern banking solutions.
Latest Patents
One of Starbuck's latest inventions is an account activity management system. This system streamlines customer finance by providing electronic financial management tools. It allows users to access a funds transfer management portal that interfaces with a database, enabling them to view account activities associated with their financial institution accounts. When a request to view account activity is made, the system retrieves relevant funds transfer data and presents it in the specified format for the user’s convenience.
Another notable patent is his user authentication method based on a token received from a wearable device. This innovative approach enhances security at financial institution locations by authenticating customers using a visitation pattern that is unique to their behavioral history. The process involves receiving a token from the wearable device, accessing the customer's visitation history, and determining if the current visit falls within a recognized pattern to authenticate the user for transactions.
Career Highlights
Richard Andrew Starbuck has built a robust career at Bank of America Corporation, where his inventive spirit has flourished. His continuous commitment to advancing technological solutions in banking demonstrates his dedication to improving customer experiences in financial management.
Collaborations
Starbuck has worked closely with talented colleagues such as David M. Grigg and Carrie Anne Hanson. Together, they contribute to the dynamic and innovative environment at Bank of America, fostering the development of advanced solutions that meet the modern demands of financial services.
Conclusion
Richard Andrew Starbuck's contributions to financial technology through his inventive patents demonstrate his pivotal role as an innovator in the banking sector. His work not only enhances customer finance management but also sets a standard for future innovations in the industry. As technology continues to evolve, inventors like Starbuck will undoubtedly play a crucial role in shaping the future of finance.