The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 12, 2016

Filed:

Feb. 04, 2016
Applicant:

Bank of America Corporation, Charlotte, CN;

Inventors:

Carrie Anne Hanson, Charlotte, NC (US);

David M. Grigg, Rock Hill, SC (US);

Richard Andrew Starbuck, Walnut Creek, CA (US);

Alicia C. Jones, Fort Mill, SC (US);

Audrey L. Longfellow, Oak Hill, VA (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06K 19/07 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06K 19/0723 (2013.01); G06Q 20/10 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/405 (2013.01);
Abstract

The present invention is directed to apparatuses, methods, and computer-program products for a multipurpose wearable device that is associated with one or more financial accounts wherein, in use, the wearable device is configured to facilitate a financial transaction using at least one of the one or more financial accounts. The wearable device comprises: a wearable article, wherein the wearable article comprises one or more features securing the wearable article to a person or an item associated with the person; and a portion comprising a machine-readable indicia, wherein the machine-readable indicia, when successfully read, provides payment information for conducting a financial transaction.


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