This inventor holds 12 USPTO granted patents and 15 published patent applications, plus 6 CIPO patents. Top assignee: The Toronto-Dominion Bank. Active years: 2014-2022.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2014-2022
Title: Innovations by Prabaharan Sivashanmugam
Introduction
Prabaharan Sivashanmugam is a notable inventor based in Farmington Hills, MI (US). He has made significant contributions to the field of technology, particularly in user authentication and electronic payment processing. With a total of 12 patents to his name, his work continues to influence the way we interact with digital systems.
Latest Patents
One of his latest patents is titled "Systems and methods for authenticating user identities in networked computer systems." This invention includes methods and point-of-sale terminals for authenticating users. The disclosed embodiments involve a method for receiving authentication data from an authentication network, which includes an authentication code identifying a transaction associated with an authenticating partner system. The method also encompasses validating the authentication data by comparing it with validation data from a prior authentication event. Additionally, it generates validation information to determine whether to validate the user for the authentication transaction.
Another significant patent is "Person-to-person electronic payment processing." This payment processing method involves a server receiving a payee identifier and linking it to a device identifier. The server processes a payment initiation request from a payor device, linking a unique token to the specified payment amount and payor identifier. The token excludes the payor identifier and particulars of the associated payor, ensuring privacy during transactions.
Career Highlights
Prabaharan Sivashanmugam currently works at the Toronto-Dominion Bank, where he applies his expertise in developing innovative solutions for financial transactions. His work has been instrumental in enhancing security and efficiency in electronic payments and user authentication.
Collaborations
He collaborates with talented individuals such as Lauren Van Heerden and Michael D Cummins, contributing to a dynamic work environment that fosters innovation and creativity.
Conclusion
Prabaharan Sivashanmugam's contributions to technology through his patents reflect his commitment to improving user experience and security in digital transactions. His work continues to pave the way for advancements in the field of electronic payments and authentication systems.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile