The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 21, 2020
Filed:
Oct. 01, 2014
The Toronto-dominion Bank, Toronto, CA;
Michael E. Globe, Toronto, CA;
Mazin Al-Samadi, Burlington, CA;
Lauren Van Heerden, Bedford, NH (US);
Gunalan Nadarajah, Milton, CA;
Orin Del Vecchio, Richmond Hill, CA;
Michael D. Cummins, Pickering, CA;
Prabaharan Sivashanmugam, Farmington Hills, MI (US);
The Toronto-Dominion Bank, Toronto, CA;
Abstract
The disclosed embodiments include systems and methods for administering actual and virtual investment portfolios based on transaction data associated with one or more users. The disclosed embodiments may be configured to modify an investment risk tolerance of a user based on transaction data identifying one or more first products purchased by the user and one or more prior financial services transactions associated with the user. The disclosed embodiments may also be configured to identify one or more first securities based on a portion of the transaction data and the modified investment risk tolerance. In certain aspects, the identified first securities may be related to at least one of the purchased products.