The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 03, 2019
Filed:
Jun. 23, 2015
The Toronto-dominion Bank, Mississauga, CA;
Prabaharan Sivashanmugam, Farmington Hills, MI (US);
Lauren Van Heerden, Bedford, NH (US);
Michael D. Cummins, Pickering, CA;
Orin Del Vecchio, Richmond Hill, CA;
Gunalan Nadarajah, Milton, CA;
Edward Lounsbury, Toronto, CA;
Paul Mon-Wah Chan, Markham, CA;
Jonathan K. Barnett, Oakville, CA;
Ashraf Metwalli, Toronto, CA;
Jakub Danielak, Toronto, CA;
The Toronto-Dominion Bank, Toronto, CA;
Abstract
The disclosed embodiments include methods and point-of-sale terminals for authenticating a user. The disclosed embodiments include, for example, a method for receiving, by one or more processors, authentication data from an authentication network, the authentication data including an authentication code identifying an authentication transaction associated with an authenticating partner system. The method may also include validating, by the one or more processors, the authentication data, the validating comprising comparing the authentication data with validation data corresponding to a prior authentication event associated with the user. The method may also include generating, by the one or more processors, validation information based on the validating, the validation information comprising a determination whether to validate the user for the authentication transaction. The method may also include providing, by the one or more processors, the validation information to the authentication network.