Phoebe Atkins

This inventor holds 41 USPTO granted patents and 22 published patent applications and 1 EPO patent, primarily in Payment Card Technology. Top assignees: Capital One Services, LLC, Other. Active years: 2022-2026.

USPTO Granted Patents = 41 (Patent Applications = 22)

% Patents Active = 100.0

EPO Patents = 1 (Patent Applications = 4)

Average Co-Inventor Count = 3.9

ph-index = 3

Forward Citations = 16(Granted Patents)

Location History:

Rockville, VA (US) (2022 - 2024)
McLean, VA (US) (2023 - 2024)
Midlothian, VA (US) (2023 - 2024)

Company Filing History:

40 out of 6,783

Capital One Services, LLC

patents

1 out of 834,307

Other

patents

Years Active: 2022-2026

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Areas of Expertise:

Payment Card

Transaction Assembly

User Authentication

Machine Learning

Database Management

Virtual Payment

Customer Service

Search Query Customization

Risk Topics

Video Conference

Feedback Control

Challenge Questions

41 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12711346 - Transaction Card Assembly (2026-08-18),

2. 12657587 - Systems and methods to use behavioral biometrics to detect and defend against a digital scam-in-progress (2026-06-16),

3. 12541649 - System and method for incorporating risk related topics into chatbot functionality (2026-02-03),

4. 12493770 - Transaction card assembly (2025-12-09),

5. 12450641 - Peer-based selection using machine learning (2025-10-21),

6. 12437302 - Browser provisioned virtual payment card for an authorized user (2025-10-07),

7. 12412065 - Transaction card assembly (2025-09-09),

8. 12373797 - User pairing and triggering activities using event data (2025-07-29),

9. 12361209 - Systems for database searching and database schemas management and methods of use thereof (2025-07-15),

10. 12333367 - Transaction card assembly (2025-06-17),

11. 12314269 - Customizing search queries for informational retrieval (2025-05-27),

12. 12307316 - Transaction card assembly (2025-05-20),

13. 12278793 - Systems and methods for converting physical meetings into virtual meetings (2025-04-14),

14. 12243033 - Systems and methods for identification and automation of shared recurrent transactions based on transaction pattern detection (2025-03-04),

15. D1060497 - Transaction card (2025-02-04),

Title: Phoebe Atkins: Innovator in Risk Management and Transaction Technology

Introduction

Phoebe Atkins is a prominent inventor based in Rockville, VA (US), known for her innovative contributions to technology. With a remarkable portfolio of 41 patents, she has made significant strides in the fields of risk management and transaction technology. Her work has not only advanced the industry but also provided practical solutions to everyday challenges.

Latest Patents

Among her latest patents is a groundbreaking system and method for incorporating risk-related topics into chatbot functionality. This invention allows users to input inquiries regarding risk-related topics into a chatbot, which then utilizes a natural language processing (NLP) model to determine the intent of the inquiry. The system matches the inquiry to a related data set and generates an output for display on the chatbot interface. Another notable patent is her modular transaction card assembly, which features a card frame with traditional credit card dimensions and a smaller transaction card that fits into the frame. This assembly is capable of performing both contactless and contact data transactions, enhancing the security and functionality of transaction cards.

Career Highlights

Phoebe has worked with notable companies, including Capital One Services, LLC, where she has applied her expertise in technology and innovation. Her career reflects a commitment to developing solutions that address complex problems in the financial and technology sectors.

Collaborations

Throughout her career, Phoebe has collaborated with talented individuals such as Vyjayanthi Vadrevu and Cruz Vargas. These partnerships have contributed to her success and the advancement of her innovative projects.

Conclusion

Phoebe Atkins stands out as a leading inventor whose work in risk management and transaction technology has made a significant impact. Her innovative patents and collaborations highlight her dedication to advancing technology for practical applications.