The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 16, 2026
Filed:
Mar. 14, 2023
Capital One Services, Llc, McLean, VA (US);
Jennifer Kwok, Brooklyn, NY (US);
Vyjayanthi Vadrevu, Pflugerville, TX (US);
Michael Saia, Weehawken, NJ (US);
Viraj Chaudhary, Katy, TX (US);
Phoebe Atkins, Midlothian, VA (US);
Tyler Maiman, Melville, NY (US);
Leeyat Bracha Tessler, Arlington, VA (US);
Ray Cheng, Long Island City, NY (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Systems and methods for preventing fraud using behavioral biometrics may include a server with memory and a processor. The processor may be configured to create a behavioral biometric use-print for a user based on a plurality of observed and recorded user interactions and then monitor one or more behavioral biometrics of the user while the user accesses a user account. These monitored behavioral biometrics may be compared against the behavioral biometric use-print to determine if there are material deviations indicating that the user is under stress. When the server determines that the user is under stress, it may provide an intervention to help safeguard against potential in-process fraud.