San Francisco, CA, United States of America

Michael Ducker

USPTO Granted Patents = 18 

 

Average Co-Inventor Count = 3.2

ph-index = 3

Forward Citations = 39(Granted Patents)


Company Filing History:


Years Active: 2017-2025

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18 patents (USPTO):Explore Patents

Title: Michael Ducker: Innovator in Financial Technology

Introduction

Michael Ducker, based in San Francisco, CA, is a distinguished inventor with a remarkable portfolio of 17 patents. His work primarily focuses on bridging advancements in financial technology, emphasizing systems that foster seamless interactions between various network transaction platforms and improve user financial health through innovative machine learning approaches.

Latest Patents

One of Ducker's latest inventions, titled "Bridging Network Transaction Platforms to Unify Cross-Platform Transfers," introduces a groundbreaking system that enables transactions between user accounts across different platforms. This invention aims to streamline transactions by utilizing intermediary holding accounts and ensuring that modifications in user account data are synchronized across platforms through targeted data messaging.

Another notable patent by Ducker is "Generating Credit Building Recommendations Through Machine Learning Analysis of User Activity-Based Feedback." This real-time recommendation system utilizes machine learning to evaluate a user's financial behavior and provide tailored recommendations designed to improve credit health. The dynamic nature of the system allows it to adjust suggestions based on the user's changing financial status, ensuring a personalized experience in achieving targeted credit goals.

Career Highlights

Throughout his career, Ducker has made significant contributions to notable companies such as Twitter, Inc. and Chime Financial, Inc. His innovative spirit and expertise in financial technology have allowed him to take on pivotal roles in these organizations, helping to develop solutions that enhance the user experience in network transactions and financial services.

Collaborations

Ducker has collaborated with industry professionals like Jeffrey Hall Seibert, Jr. and Sean Cook, leveraging their collective knowledge and experiences to push the envelope in financial technology. These collaborations have contributed to the development of cutting-edge solutions that cater to the evolving needs of users in the digital finance landscape.

Conclusion

Michael Ducker's impressive array of patents and his work with leading technology companies underscore his role as an innovator in the financial technology space. His contributions are poised to make a lasting impact on how users engage with financial services, providing more effective and integrated solutions for managing their financial goals.

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