For the Inventor, By the Inventor

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San Francisco, CA, United States of America

Chime Financial, Inc.

USPTO Granted Patents = 32

Trademarks = 87

Forward Citations = 12

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97 inventors (with patents filed for the assignee):

Baishi Wu (5 out of 5 patents)

Michael Ducker (5 out of 18 patents)

Aoni Wang (4 out of 4 patents)

4. Jigar Mehta (4 out of 4 patents)

5. Abbey Chaver (4 out of 4 patents)

6. Abhi Sharma (4 out of 4 patents)

7. Aaron Plante (3 out of 3 patents)

8. Paola Heneine (3 out of 3 patents)

9. Rakesh Vemulapally (3 out of 3 patents)

10. Robert Luedeman (3 out of 4 patents)

11. Shashank Gadda (3 out of 3 patents)

12. Dennis Jiang (3 out of 3 patents)

13. Praveen Jain (3 out of 3 patents)

14. Jiby Babu (3 out of 3 patents)

15. Aditya Narula (2 out of 2 patents)

32 patents: Sort by Forward Citations

1. 12423662 - Facilitating intelligent asset management utilizing graphical user interfaces comprising dynamic asset management user interface elements (2025-09-23),

2. 12423320 - Generating and updating payload schemas for maintaining compatibility in evolving digital systems (2025-09-23),

3. 12423290 - Generating account configurations using configuration bundles (2025-09-23),

4. 12400231 - Dynamic generation of digital messages with unique links for direct to merchant payments (2025-08-26),

5. 12400009 - Assigning a limited access state to an account that retains full navigable access to a client application (2025-08-26),

6. D1084028 - Display screen or portion thereof with a graphical user interface (2025-07-15),

7. 12267460 - Utilizing machine learning models to generate interactive digital text threads with personalized agent escalation digital text reply options (2025-04-01),

8. 12267283 - Utilizing machine learning models to generate interactive digital text threads with personalized digital text reply options (2025-04-01),

9. 12260453 - Generating dynamic base limit value user interface elements determined from a base limit value model (2025-03-25),

10. 12248580 - Detecting synthetic user accounts using synthetic patterns learned via machine learning (2025-03-11),

11. 12244717 - Processing access requests on a service-to-service basis using a third-party identification token (2025-03-04),

12. 12174943 - Utilizing machine-learning models to determine take-over scores and intelligently secure digital account features (2024-12-24),

13. 12169506 - Utilizing asynchronous double-writes to migrate data between databases (2024-12-17),

14. 12099514 - Transforming data metrics to maintain compatibility in an enterprise data warehouse (2024-09-24),

15. 12079811 - Digital policy criteria integration for making determinations within an inter-network facilitation system (2024-09-03),

Chime Financial, Inc. is a leading mobile banking platform that offers online banking services with no hidden fees. With Chime, customers can get their paychecks up to two days early through direct deposit and enjoy features like automatic savings and round-ups on purchases. The company is focused on providing a seamless and user-friendly banking experience for its customers.

This text is generated by artificial intelligence and may not be accurate.

Company Badge

USPTO Data Jan 1 1976 - Dec 9 2025

32 Patents

#145 in San Francisco, CA

#2,455 in California

#10,227 in US

#20,052 in the World

San Francisco, CA, United States of America

Chime Financial, Inc.

Forward Citations = 12

97 inventors:

Baishi Wu (5 out of 5 patents)

Michael Ducker (5 out of 18 patents)

Aoni Wang (4 out of 4 patents)

4. Jigar Mehta (4 out of 4 patents)

5. Abbey Chaver (4 out of 4 patents)

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