For the Inventor, By the Inventor

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San Francisco, CA, United States of America

Chime Financial, Inc.

Calculating rank

USPTO Granted Patents = 45

Trademarks = 36

Forward Citations = 32

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142 inventors (with patents filed for the assignee):

Aoni Wang (6 out of 6 patents)

Michael Ducker (6 out of 19 patents)

Baishi Wu (5 out of 5 patents)

4. Siddhi Soman (5 out of 10 patents)

5. Dennis Jiang (4 out of 4 patents)

6. Jigar Mehta (4 out of 4 patents)

7. Abbey Chaver (4 out of 4 patents)

8. Abhi Sharma (4 out of 4 patents)

9. Praveen Jain (4 out of 4 patents)

10. Jiby Babu (4 out of 4 patents)

11. Erin Xie (4 out of 4 patents)

12. Aaron Plante (3 out of 3 patents)

13. Paola Heneine (3 out of 3 patents)

14. Rakesh Vemulapally (3 out of 3 patents)

15. Robert Luedeman (3 out of 4 patents)

Core Competencies:

Machine Learning

Digital Account Security

User Interface Design

Network Transactions

Fraud Prediction

Data Pipeline

Dynamic User Interfaces

Account Management

Data Metrics

Interactive Text Threads

Transaction Dispute

Graphical User Interfaces

45 patents: Sort by Forward Citations

1. 12670245 - Utilizing machine-learning models to determine take-over scores and intelligently secure digital account features (2026-06-30),

2. 12657586 - Digital policy criteria integration for making determinations within an inter-network facilitation system (2026-06-16),

3. 12574432 - Generating a secure upload URL and granting access to a user within a secure document system (2026-03-10),

4. 12574334 - Staggered payload relayer for pipelining digital payloads across network services (2026-03-10),

5. 12572903 - Bridging network transaction platforms to unify cross-platform transfers (2026-03-10),

6. 12572682 - Generating a data pipeline in an interactive pipeline session utilizing a dedicated computing cluster to access secure data (2026-03-10),

7. 12568124 - Generating and providing various degrees of digital information and account-based functionality based on a predicted network security threat (2026-03-03),

8. 12561689 - Intelligently selecting models for resolving pending debit transaction disputes across computer networks (2026-02-24),

9. 12561116 - Developer tools for generating and providing visualizations for data density for developing computer applications (2026-02-24),

10. D1112352 - Display screen or portion thereof with a graphical user interface (2026-02-10),

11. 12548074 - Generating user interfaces comprising dynamic base limit value and base limit value modifier user interface elements determined from digital user account actions (2026-02-10),

12. 12547520 - Intelligent load test system (2026-02-10),

13. 12511017 - Generating dynamic user specific application function setup interfaces (2025-12-30),

14. 12423662 - Facilitating intelligent asset management utilizing graphical user interfaces comprising dynamic asset management user interface elements (2025-09-23),

15. 12423320 - Generating and updating payload schemas for maintaining compatibility in evolving digital systems (2025-09-23),

Company Overview

Chime Financial, Inc. is a financial technology company based in San Francisco, California, specializing in providing digital banking solutions. The organization focuses on creating user-friendly financial products that empower consumers to manage their finances more effectively. Chime offers services such as no-fee banking, automated savings, and early direct deposit, aiming to enhance financial accessibility and transparency. By leveraging technology, Chime seeks to redefine traditional banking experiences for a modern audience.

Profile summary synthesized from public USPTO records and patent filings.

Company Badge

USPTO Data Jan 1 1976 - Nov 3 2026

45 Patents

#105 in San Francisco, CA

#1,835 in California

#7,796 in US

#15,457 in the World

San Francisco, CA, United States of America

Chime Financial, Inc.

Forward Citations = 32

142 inventors:

Aoni Wang (6 out of 6 patents)

Michael Ducker (6 out of 19 patents)

Baishi Wu (5 out of 5 patents)

4. Siddhi Soman (5 out of 10 patents)

5. Dennis Jiang (4 out of 4 patents)

IDiyas Innovation Intelligence. (2026). Company Patent Portfolio: Chime Financial, Inc.. Retrieved from https://idiyas.com/company/chime-financial

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]

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