The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 16, 2026

Filed:

Aug. 28, 2024
Applicant:

Chime Financial, Inc., San Francisco, CA (US);

Inventors:

Siddhi Soman, San Francisco, CA (US);

Steven Holinaty, Port Moody, CA;

Anthea Maniulit, Walnut Creek, CA (US);

Devadas Mallya, Mountain View, CA (US);

Matteo Vinci, San Francisco, CA (US);

Sumanth Thikka, Sunnyvale, CA (US);

Assignee:

Chime Financial, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01);
Abstract

The present disclosure relates to systems, non-transitory computer-readable media, and methods for relaying payloads with digital policy criteria for dispute requests of network transactions from a first digital system to a second digital system, for the second digital system to automatically implement the digital policy criteria. In particular, in one or more embodiments, the disclosed system receives payloads comprising digital policy criteria and policy identifier(s) and determines whether to approve or deny dispute requests based on incoming dispute requests.


Find Patent Forward Citations

Soman, Siddhi. (2026). Digital policy criteria integration for making determinations within an inter-network facilitation system (U.S. Patent No. 12657586). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12657586

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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