Michael Bliman

Title: **Innovator Michael Bliman: Pioneering Payment Solutions**

Introduction

Michael Bliman, an inventor based in Matawan, NJ, has made notable contributions to the field of payment systems with a total of two patents to his name. His innovative designs aim to improve the efficiency and functionality of transaction processes, leveraging technology to enhance user experience.

Latest Patents

Bliman's latest patents include groundbreaking inventions that address contemporary needs in financial transactions. The first patent, titled "Linking Transaction Cards with Spending Accounts," introduces a computer-implemented system and method for facilitating purchases using flexible spending accounts. This innovation incorporates steps such as receiving payment authorization requests, determining item eligibility for pre-tax treatment, and processing debit transactions from both flexible and non-flexible spending accounts.

Another significant invention by Bliman is the "Clear Contactless Card." This patent outlines a process for producing a transparent or translucent transaction card embedded with multiple advanced features. These include a holographic foil, integrated circuit chip, RFID circuitry, a silver magnetic stripe with identifiable text, and a translucent signature field that allows visibility of the RFID circuitry. The use of an invisible optically recognizable compound—either infrared ink or film—further enhances the card’s functionality, making it compatible with ATM sensors and card assembly lines.

Career Highlights

Throughout his career, Michael Bliman has worked with prominent organizations, including American Express Travel Related Services Company, Inc. His professional journey reflects a dedication to integrating innovative solutions into traditional banking and payment systems, thus enhancing user experience and operational efficiency.

Collaborations

In his pursuit of innovation, Bliman has collaborated with notable coworkers in the industry, including Leigh Reynolds Malnati and Michael J. Berardi. These partnerships have allowed him to share insights and further develop his innovative concepts in payment technology.

Conclusion

Michael Bliman exemplifies the spirit of innovation in the financial technology sector. With his valuable patents and collaborative efforts, he significantly contributes to streamlining transaction processes, paving the way for more user-friendly payment solutions. His work is a testament to the impact inventors have on enhancing everyday financial transactions.