The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 15, 2011

Filed:

May. 04, 2006
Applicants:

Brian T. Barnes, South Jordan, UT (US);

Michael Bliman, Matawan, NJ (US);

Sarah E. Harrison, New York, NY (US);

Jason S. Jagatic, Hoboken, NJ (US);

Dana J. Klaboe, Brooklyn, NY (US);

Leigh Reynolds Malnati, Mountain Lakes, NJ (US);

Inventors:

Brian T. Barnes, South Jordan, UT (US);

Michael Bliman, Matawan, NJ (US);

Sarah E. Harrison, New York, NY (US);

Jason S. Jagatic, Hoboken, NJ (US);

Dana J. Klaboe, Brooklyn, NY (US);

Leigh Reynolds Malnati, Mountain Lakes, NJ (US);

Assignee:

Other;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A computer-implemented system and method to facilitate a purchase utilizing a flexible spending account, comprising the steps of: receiving, at a host computer, a request for payment authorization for an item; determining whether the item qualifies for pre-tax treatment; and when the item qualifies for pre-tax treatment: determining at least partial payment authorization for the item, transmitting the at least partial payment authorization for the item to a point of sale device; causing the flexible spending account to be debited for at least a portion of the purchasing amount of the item based on the payment authorization; and debiting a non-flexible spending account for an item not qualifying for pre-tax treatment.


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