Other

American Express Travel Related Services Company, Inc.

Michael Bliman

Leigh Reynolds Malnati

David S Bonalle

Peter D Saunders

Lisa E Skilling-Belmond

Zarita Norcross

Sue Mueller

Jennifer Anne Elwood

John R Williamson

Susan E Isenberg

Brian T Barnes

Michael J Berardi

Matthew C Hood

Alexandra Mayers

Kathryn D Scheding

Sejal Ajit Shah

Jason Stephen Jagatic

Sarah E Harrison

Dana J Klaboe

Becky Vander Eyk

A computer-implemented system and method to facilitate a purchase utilizing a flexible spending account, comprising the steps of: receiving, at a host computer, a request for payment authorization for an item; determining whether the item qualifies for pre-tax treatment; and when the item qualifies for pre-tax treatment: determining at least partial payment authorization for the item, transmitting the at least partial payment authorization for the item to a point of sale device; causing the flexible spending account to be debited for at least a portion of the purchasing amount of the item based on the payment authorization; and debiting a non-flexible spending account for an item not qualifying for pre-tax treatment.

Linking transaction cards with spending accounts

The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.

Clear contactless card

Growing community of inventors

Matawan, NJ, United States of America

Michael Bliman